MIC Insurance » Privacy policy and Terms of use
Privacy policy and Terms of use 2017-07-24T11:49:45+00:00
 As a user you warrant that you are over 18 and that the data provided are true and are provided in good faith and in full accordance with the guidelines established in the privacy policy and the conditions of use of the website. If the information provided is false, MIC Insurance – Millennium retains the right to break at any time communication, collaboration or service being carried out or effected.

MIC Insurance – Millennium is aware of the importance of privacy in relation to personal data provided, and any information concerning persons who can identify or relate to it. It is reported by this privacy policy, that personal data via the web and through other means (for example, through emails, phone calls, emails, fax, …. Just as any information provided by witnesses or third persons involved in the proceedings between you and MIC Insurance – Millennium professionals), will become part of MIC Insurance – Millennium files, allowing the user inclusion in filing and processing thereof, and treat them according to applicable British laws.

The purpose of the files is:

  • The subscription, holding and management of insurance contracts and, in particular, for the provision of services, processing of proposals, claims processing and payment of benefits.
  • Inform customers and / or users of new insurance products that we believe may be of interest.
  • The management of the queries that may arise through any means of advertising and communication ( for example, by the Website, newspapers and magazines, social networks, …)
  • To publicize and / or invite to events, activities, promotions, giveaways, seminars and activities to sponsor or conduct, or that may be of interest MIC Insurance – Millennium.
  • Inform users of news, brochures, updates historical and statistical purposes, all both internal and external to the Company.
  • Statistical studies, quality control surveys, fraud prevention in risk management and / or claims, sending greetings and anniversaries on whether or not the contractual relationship existing, process, manage, or track any contract application and / or subsequent contract to refer to the company, the purpose of the files can also be conducting surveys and sweepstakes.
  • Give the user a more personalized navigation through the web.

MIC Insurance – Millennium will use this information for daily communication between you and other people as part of their own activity, and for the purposes reflected in this Privacy Policy. Due to the global nature of our business, to effect the above objectives, the user accepts the communication of your data to: third party insurers, reinsurers, distributors (brokers, underwriting agencies, coverholders, any authorized representative), external service providers (advertising, marketing, banking and financial institutions, translators, legal advisors, surveyors, loss adjusters, administrators, medical professionals, accountants, actuaries, auditors, lawyers), public and governmental authorities, beneficiaries, partners, service providers emergencies (medical, police and fire) and / or anyone who has a partnership agreement with the Company.

The completion of all data is voluntary but necessary in order to fulfill your request or contractual relationship. MIC Insurance – Millennium is established in Po Box 1314 13 Ragged Staff Wharf Queensway Gibraltar (registration number of the FSC: 82939), is the owner of the files mentioned above.

It is expressly prohibited to place on social networks about third parties, like videos, photographs and sound recordings, where people can be identified, since we do not have permission to treat your data. The user that violates this obligation, responds for damages that may arise for MIC Insurance – Millennium.

Any information you post, hang or disclose in any online service via the Internet, becomes public information and therefore may be used to incorporate in our files.

All email communications received will be given the opportunity to tell us your marketing preferences, as well as the ability to opt out of marketing lists. Even so, you may object to receive product information by sending an email to respprivacy@millenniuminsurance.net, indicating active email address which does not wish to receive information, and specify the email title “respprivacy”. In that same email the user can submit a statement to the Company if you think the data you provided have been altered or comment updates or modifications of private information provided.

All private information provided will be treated confidentially, communicating as necessary for the proper performance of the contractual relationship, or because a law provides data communication.

When the user comes in contact with the company through the means mentioned above, is informed and accepts the conditions set forth herein. The user gives unequivocal consent to the processing of data by MIC Insurance – Millennium with the stated purposes, and consent to the communication of data to the proper development of the contractual relationship, and to inform you of events, products and services that we believe may be of interest. In any case, users may revoke their consent and to rectify or cancel your data in the e-mail above.

 

The purpose of this website is for information, consultation, dissemination and publicity, therefore, it can´t be in any way considered as binding or contractual, should not be considered as part of a hedge, just as not can be justified under any circumstances or situation no insurance. Reflected Products may vary from country to country in the geographical area where MIC Insurance – Millennium is authorized. All relevant information on products, are reflected in the terms and conditions thereof.

MIC Insurance – Millennium, can perform at any time and without notice, any modifications, additions or cancellations in content and in the presentation of the same, either temporarily or permanently, the user being bound by the amended terms. Define user as the person using or browsing the web. You, the user must ensure at all times use the updated version that appears at startup. This power does not grant users any right to compensation for damages. If you as the User is dissatisfied with the terms and conditions of this legal notice shall not use these websites. If you use these, you as a user gives his assent to the following conditions of use without limitation or qualification.

MIC Insurance – Millennium does not guarantee any interruptions or errors in accessing the website and its content, so is not responsible for damages caused to the user for fault and disconnection of telecommunications networks that affect the stopping of the web. Millennium is not responsible for viruses or any harmful element because that corresponds to the protection tools that use you as a user.

The purpose of the links (links or hyperlinks) displayed on this website is exclusively provided to you as a user of the existence of other websites that contain information on the subject, which may expand the information provided on this website. These links do not constitute any suggestion or recommendation.

All notices and communications made through any media by MIC Insurance – Millennium to you as a user will be deemed effective for all purposes.

Through Google Analytics solutions, MIC Insurance – Millennium obtains information from users accessing your website such as the domain of the provider (ISP) that provides access to the network, and web entries when accessed, number of daily visitors and any other relevant information so they can make changes for improvement to facilitate navigation. If you need more information, you can find it in the privacy policy of Google Analytics.

Cookies are small text files that are written to the user’s computer. The user has the option to prevent generated by an option that you believe in your browser. This page does not usually make frequent use of cookies. However, the functionality of cookies is “traceability” and follow the navigation on the websites. Cookies are files that track browsing allows the computer to “remember” what user visited the Internet. We use free software, this means that we do not use cookies beyond the standard of the software itself.

Users authorize MIC Insurance – Millennium to collect and process information generated as a result of using the web, with the sole purpose of offering a more personalized.

The elements and conditions of this website is governed by the above conditions and legislation British / Gibraltar. In case of dispute, the competent courts shall be those of Gibraltar.

Copyright 2013 – MIC Insurance – Millennium. All rights reserved by copyright laws and international copyright treaties. It is forbidden copying, reproduction or distribution in whole or in part by any means of each of the images, text and overall content that appears on this website.

We recommend checking the Privacy Policy and Conditions of Use each time you visit the web and look for the latest update. This website is purely informative and can in no way be considered part of a hedge, or to justify any type of insurance. Products may vary from country to country and may not all be available in all countries in which it operates. The scope and conditions are subject to the terms and policy terms, which are available on request to the Insurer.

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